Long-term Care

Long-Term Care Planning

Plan Ahead for the Care You May Need Later

Long-term care planning can help you think through how future care needs may affect your family, your finances, and the retirement you have worked to build.

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Planning ahead for long-term care and retirement

Planning ahead can help preserve choice and flexibility.

Long-term care planning is about preparing for the possibility of future care before decisions become urgent.

Long-Term Care

Preparing for Future Care Is Part of Retirement Planning

Long-term care can include help at home, assisted living, or care in a nursing facility. Planning ahead gives you time to consider how you would want care to be handled and how you may want to prepare financially.

Protecting More Than Your Assets

The need for care can affect more than a retirement account. It can also affect a spouse, adult children, and the choices available to your family.

A long-term care conversation is simply about understanding your options and deciding whether planning ahead makes sense for your situation.

Consider how future care costs could affect your retirement plan.
Explore ways to help protect assets and preserve financial flexibility.
Think through the type of care and level of independence you would prefer.
Why Plan Ahead?

More Options. More Control. Less Uncertainty.

Planning before care is needed can give you more time to evaluate your options and make decisions on your own terms.

Protect Your Choices

Planning ahead may give you more flexibility in how and where care is received.

Preserve Financial Flexibility

Consider how a future care need could affect savings, retirement income, and assets you hoped to preserve.

Reduce the Burden on Family

Having a plan can make it easier for the people you care about to understand your wishes and know what options are available.

Have Questions About Long-Term Care Planning?

Schedule a brief conversation to discuss your questions, concerns, and what you would like to accomplish.

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