Make a More Informed Social Security Decision
Social Security may become an important source of retirement income. We help individuals and couples understand their claiming options and how those choices may fit with the rest of their retirement plan.
Personalized Social Security Analysis
For those who want a more detailed comparison, The Funk Agency offers personalized Social Security analysis and consultation services.
Compare Claiming Options
Review how different filing ages may affect monthly and cumulative Social Security income.
Coordinate Benefits
Consider individual, spousal, divorced-spouse, and survivor benefits when they apply.
Review the Analysis
Discuss the comparisons, ask questions, and better understand the tradeoffs before making your decision.
Explore the Personalized Social Security Analysis
Visit the consultation page to learn how the analysis works, what is included, and how to get started.
View the Social Security AnalysisImportant Disclaimer
The Funk Agency and Jonathan Funk are not affiliated with or endorsed by the Social Security Administration or any other government agency. The information provided on this page is for general educational purposes and is not legal, tax, or investment advice. Social Security rules and individual circumstances can be complex. You should verify information with the Social Security Administration and consult appropriate legal, tax, or financial professionals when necessary.
Social Security Is More Than Choosing an Age
Your work history, marital situation, retirement timing, health, other income, and long-term goals may all influence when and how you claim.
Understanding the Tradeoffs
Claiming earlier may provide income sooner, while waiting may increase the monthly benefit available later.
For married couples, the decision may also affect spousal and survivor income. The goal is to understand how the available options fit your household and the rest of your retirement plan.