Don't Lock In the Wrong Social Security Decision—Get a Personalized Strategy Before It's Too Late
Most people make this decision based on what a neighbor said or something they saw on the news—without understanding their full situation. The wrong choice could cost you tens of thousands, sometimes over $100,000, over your lifetime. And once you file, this decision is often permanent.
Get Your Personalized AnalysisThe Problem: Most People Make This Decision Without All the Information
Here's what usually happens:
Someone turns 62 and thinks, "I'll just take it now." Or they ask a friend who retired last year what they did. Or they read a general article online and assume it applies to them.
But Social Security isn't one-size-fits-all.
What works for your neighbor could cost you tens of thousands—or more—depending on your earnings history, your spouse's benefits, your health, and dozens of other factors most people never consider.
And here's the part that catches people off guard:
Once you file, this decision is often permanent. You can't just change your mind a year later because you realized you left money on the table.
The reality is, most people make this choice once—and live with the consequences for the rest of their retirement.
That's why getting it right the first time matters so much.
Hey, I'm Jonathan Funk with The Funk Agency
I specialize in Social Security and retirement income planning.
If you're trying to decide when to take Social Security, you're not alone—and this is one of the most important financial decisions you'll make.
My goal is simple: help you see all your options clearly so you can make the best decision for your situation—not someone else's.
This is not a one-size-fits-all recommendation. Everything is built specifically around your earnings, your spouse's benefits (if applicable), and your retirement goals.
Credentials:
RFC® | Registered Financial Consultant
RSSA® | Registered Social Security Analyst
Social Security, Medicare, and Retirement Planning
What's Included In Your Personalized Social Security Analysis
Here's exactly what you get:
Here's What Clients Are Saying
"Jonathan gave us insights and provided information that clarified our next steps and ensured we were unlocking our entitled benefits—his analysis and advice is worth tens of thousands of dollars to us in the future. It was time well spent with a thoughtful professional!"
"Working with Jonathan was one of the best financial decisions we’ve made. He helped us avoid costly mistakes and gave us clarity around Social Security that we didn’t even know we were missing."
"Before speaking with Jonathan, we felt unsure about when and how to claim our benefits. After our session, we walked away with a clear plan and total confidence that we’re making the right decisions for our retirement."
Is This Right For You?
This service is ideal for:
How It Works
Getting your personalized Social Security analysis is simple:
Purchase Your Analysis
Choose individual or couple analysis and complete your purchase.
Submit Your Information
You'll receive a simple intake form where you provide basic details and your Social Security earnings record (I'll show you exactly how to get this from the SSA).
I Build Your Custom Analysis
I'll create your detailed 20+ page report with side-by-side comparisons, lifetime income projections, and a clear recommendation based on your situation.
We Meet Over Zoom
We'll schedule a 1-on-1 video call where I walk you through everything step-by-step, answer your questions, and make sure you fully understand your options.
Make Your Decision With Confidence
You'll walk away knowing exactly what strategy makes the most sense for you—no guessing, no second-guessing.
Simple, Transparent Pricing
Individual Analysis
Perfect for single filers who want a complete Social Security claiming strategy
Includes 1-on-1 personal consultation with Jonathan Funk
Get StartedCouple Analysis
Ideal for married couples who want to coordinate benefits and maximize lifetime income for both spouses
Includes 1-on-1 personal consultation with Jonathan Funk
Get Started
What You're Getting:
This is a one-time flat fee. No hidden costs. No ongoing fees. No products pitched.
You get a comprehensive analysis, a detailed report, a personal 1-on-1 consultation with me where we walk through everything together, and a clear recommendation—everything you need to make this decision with confidence.
**Investment Protection Notice:** Due to the personalized nature of this service, all purchases are final. I invest significant time creating your custom analysis and preparing for our consultation. This policy is standard for professional advisory services. I'm confident you'll find tremendous value in this analysis. If you have any questions before purchasing, feel free to reach out.
The difference between claiming at 62 versus waiting could easily be $50,000, $75,000, or even over $100,000 in lifetime benefits. This analysis pays for itself many times over if it helps you avoid even one costly mistake.
Frequently Asked Questions
Q: How is this different from the free calculators online?
A: Free calculators give you generic projections based on limited inputs. This is a fully personalized analysis built around your actual earnings history, your spouse's benefits (if applicable), your health considerations, and your specific retirement goals. Plus, you get a 1-on-1 consultation where we walk through everything together.
Q: Will you try to sell me other products during this analysis?
A: No. This is a 100% unbiased Social Security analysis focused solely on your claiming strategy. No other products are discussed during this process.
Q: What if I've already filed for Social Security?
A: In some cases, there may still be options available depending on your situation. Feel free to reach out and we can discuss whether this service makes sense for you.
Q: How long does the process take?
A: After your purchase, you'll self-book your Zoom appointment. Appointments must be scheduled at least 48 hours out, and I'll need your information submitted at least 24 hours before your scheduled call. We'll walk through your personalized analysis together during our meeting.
Q: What information will I need to provide?
A: You'll need your Social Security earnings record (I'll show you exactly how to get this from ssa.gov—it's free and takes just a few minutes), along with some basic information about your retirement plans and goals.
Q: Is this only for people close to retirement?
A: While most clients are age 55-70, this analysis can be valuable for anyone planning retirement in the next 1-10 years, or for surviving spouses of any age who need to understand their benefit options.
Q: What is your refund policy?
A: All sales are final. This is a professional consulting service similar to working with an attorney or CPA - once the analysis is created and our consultation is delivered, the service cannot be refunded. However, I stand behind my work. If you're not satisfied with any aspect of your analysis or our consultation, I'll work with you to address your concerns and ensure you have the information you need .
Don't Leave Tens of Thousands on the Table
You only get one chance to make this decision right.
Most people file without understanding their full picture—and once you file, this decision is often permanent.
For less than the cost of a weekend getaway, you can know exactly what strategy makes sense for your situation—backed by data, personalized to you, with no products or sales pitch.
Get Your Personalized Analysis NowOne-time flat fee • 100% unbiased • Personalized to your exact situation